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Search Results for: David Alemian

The Alemian File: How Can Employment-based Benefits Help the Nurse Shortage

By David Alemian There is a huge talent shortage in this country.  In every industry, good help is hard to find.  But nowhere is the problem more critical than in ...

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The Alemian File: How to Improve Employee Recruitment and Retention

By David Alemian As the economy heats up, the competition for top talent is heating up with it.  Indeed, the issue is only going to get bigger, because ...

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The Alemian File: How Much do I Need to Save for My Retirement?

By David Alemian The question most asked about retirement is: How much do I need to save for retirement? That one question, makes me, as an insurance agent ...

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The Alemian File: Saving for College with 529 Plans… Buyer Beware

By David Alemian The concept of a 529 plan is a good idea.  Hey, it’s tax-free savings for your kid’s college education, what’s not to love?  Well, here’s ...

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The Alemian File: Solving the Retirement Dilemma for Future Generations

By David Alemian We all know that the earlier that you start saving for retirement, the easier it is.  For example, what if you had started saving for ...

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The Alemian File: Good News for Diabetics Who Want Life Insurance

By David Alemian According to the centers for disease control and prevention (CDC) there are 30 million Americans living with diabetes, and another 84 million are living with ...

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The Alemian File – The Odds of Needing Long-term Care

The Statistics May Shock You!!! By David Alemian Most people don’t spend much time, if any, thinking about long-term care insurance, but if you knew the statistics you ...

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The Alemian File: Life Insurance Protects Your Spouse and Children

By David Alemian I was watching the news this morning and saw a tragic story of a father who had died unexpectedly. He left behind a young widow ...

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The Alemian File: How to Find a Good Insurance Agent

By David Alemian Finding a good insurance agent is key to finding the best insurance policy for you. It’s not that difficult if you follow two basic rules ...

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The Alemian File: Life Insurance Carriers Lower Rates

By David Alemian Whether inflation is high or low, it’s still inflation, which means prices go up. Life insurance rates, however, have come down despite inflation. Healthier lifestyles ...

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The Alemian File:How to Buy Life Insurance… It’s Easier Than it Used to Be

By David Alemian The Internet has changed the world. It’s no big surprise then that it’s changed the life insurance industry, and the change is for the better. ...

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The Alemian File: Fires in O-side… The Un-thinkable Can Happen

By David Alemian The fires here in Oceanside serve as a reminder that the unthinkable can happen at any time. On Thursday of this week I woke up ...

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The Alemian File: The New Generation of Life Insurance

Don’t Have to Die Get the Death Benefit! By David Alemian During your working years, a critical illness such as a heart attack, stroke, or cancer can be ...

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The Alemian File: Reviewing Life Insurance Needs Could Save You Money

By David Alemian It generally doesn’t take much time to review a life insurance policy or your life insurance needs. A review of your life insurance policy or ...

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The Alemian File: Term or Permanent Cash Value Life Insurance?

By David Alemian Some people say term life insurance is better than permanent cash value life insurance, while others say permanent cash value life is better than Term ...

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