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The Alemian File: Good News for Diabetics Who Want Life Insurance

By David Alemian According to the centers for disease control and prevention (CDC) there are 30 million Americans living with diabetes, and another 84 million are living with ...

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The Alemian File: Life Insurance Protects Your Spouse and Children

By David Alemian I was watching the news this morning and saw a tragic story of a father who had died unexpectedly. He left behind a young widow ...

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The Alemian File: Life Insurance Carriers Lower Rates

By David Alemian Whether inflation is high or low, it’s still inflation, which means prices go up. Life insurance rates, however, have come down despite inflation. Healthier lifestyles ...

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The Alemian File:How to Buy Life Insurance… It’s Easier Than it Used to Be

By David Alemian The Internet has changed the world. It’s no big surprise then that it’s changed the life insurance industry, and the change is for the better. ...

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The Alemian File: The New Generation of Life Insurance

Don’t Have to Die Get the Death Benefit! By David Alemian During your working years, a critical illness such as a heart attack, stroke, or cancer can be ...

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The Alemian File: Term or Permanent Cash Value Life Insurance?

By David Alemian Some people say term life insurance is better than permanent cash value life insurance, while others say permanent cash value life is better than Term ...

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The Alemian File: Not Everyone Needs Life Insurance

By David Alemian Not everyone needs life insurance, but just like any other type of insurance, if you do need it, you should get it.  One of the ...

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The Alemian File: How Much Life Insurance do I need?

By David Alemian A question I’m often asked is, how much life insurance do I need?  To answer that question, we need to look at the purpose of ...

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